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Sh'reen Morrison had been on an online dating site for only a few weeks before she realized that something was seriously wrong with the man who had been actively pursuing her by text message and email.

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The idea is to get you to suspend good sense and become enamored with someone you've known online for just a few weeks and have never met in person. Kipps has decided that another tip-off is photographs that show all the trappings of wealth -- exotic cars, mansions, pictures in romantic foreign settings.

Of course, real people sometimes have nice things and go to great places, but these visual cues are key to scammers who want to get your guard down for their future bid for cash.

"You see this communication and think, 'Oh my gosh, I must be more attractive than I thought! They're also likely to target people with weight problems and those recovering from illnesses. Any of these issues might make you a bit more anxious about your ability to find love and potentially more receptive to the con.

The crook will then lavish you with attention and flattery.

"He said he was going to pay me back double," she laughs.